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Sparkasse your mobile branch

Make your banking easy: With Sparkasse on your smartphone or tablet, you can always and everywhere view your current account balance, send transfers and check incoming payments. Send with giropay | Kwitt money to friends and acquaintances or request it. * Let the app guide you to the nearest ATM or to a savings bank around the corner. Contact your Sparkasse advisor or block lost cards.

FUNCTIONS
• Set up any number of accounts at your Sparkasse and other banks
• Many types of accounts: current, fixed-term deposits, overnight money, savings, loans, LBS building society accounts
• Make transfers and standing orders
• Display of deposit balances and credit card transactions
• Send and receive money with giropay | Kwitt, usually up to € 30 even without a TAN *
• Share expenses with giropay | Kwitt Group *
• Stock market news, prices, foreign exchange *
• Service offers from your Sparkasse such as card blocking, notifications, opening times, appointments
• Account alarm activities via push message (only with Google account)
• Top up prepaid cards from various cell phone providers

REQUIREMENTS

• The support of the app depends on your bank. Commerzbank, Targobank, BMW Bank, Volkswagen Bank, Santander Bank, Bank of Scotland and others are not supported.
• You need an account with a German savings bank or bank that is activated for online banking (HBCI with PIN / TAN or FinTS with PIN / TAN)
• Supported TAN processes: iTAN, manual chipTAN, chipTAN comfort (optical), smartTAN +, sm @ rtTAN optic, one-step process, SecureTAN, pushTAN. Additionally on the tablet: smsTAN, mTAN

SECURITY

• Sparkasse communicates with the credit institutes via tested interfaces and ensures a secure data transfer in accordance with the German requirements for online banking
• All data is encrypted
• Access is protected by a password of your choice and optionally by fingerprint
• The autolock function automatically locks the app after a short period of time. If you lose your smartphone / tablet, your finances are as secure as possible
• The TÜV confirms these highest safety standards every year

HINTS
1) Only bank accounts of German savings banks and banks are supported
3) Time delays of one day are possible when updating the account
4) The PIN to be entered is not the personal identification number of your EC card. It is the PIN that you use for online banking on the Sparkasse or bank website
5) The background update for the app must be active for trouble-free operation
6) The use of individual functions can result in costs for the bank. Please inquire whether and to what extent these may be passed on to you
7) By purchasing / using the app, you fully acknowledge the conditions of the end user license agreement of our development partner, Star Finanz GmbH: https://cdn.starfinanz.de/index.php?id=icense-android. Be sure to read them before buying.
8) Required rights: Access to the contacts for giropay | Kwitt, access the camera for photo transfer
9) For security reasons, we cannot offer the app for devices with manipulation software, e.g. Xposed Framework

*) Some functions are only available if your institute supports them. Regulatory requirements generally provide for a TAN to be entered. Intelligent security systems at your Sparkasse enable your giropay | Kwitt transfers remain largely TAN-free.

Make your banking easy: With Sparkasse on your smartphone or tablet, you can always and everywhere view your current account balance, send transfers and check incoming payments. Send with giropay | Kwitt money to friends and acquaintances or request it. * Let the app guide you to the nearest ATM or to a savings bank around the corner. Contact your Sparkasse advisor or block lost cards.

FUNCTIONS
• Set up any number of accounts at your Sparkasse and other banks
• Many types of accounts: current, fixed-term deposits, overnight money, savings, loans, LBS building society accounts
• Make transfers and standing orders
• Display of deposit balances and credit card transactions
• Send and receive money with giropay | Kwitt, usually up to € 30 even without a TAN *
• Share expenses with giropay | Kwitt Group *
• Stock market news, prices, foreign exchange *
• Service offers from your Sparkasse such as card blocking, notifications, opening times, appointments
• Account alarm activities via push message (only with Google account)
• Top up prepaid cards from various cell phone providers

REQUIREMENTS

• The support of the app depends on your bank. Commerzbank, Targobank, BMW Bank, Volkswagen Bank, Santander Bank, Bank of Scotland and others are not supported.
• You need an account with a German savings bank or bank that has been activated for online banking (HBCI with PIN / TAN or FinTS with PIN / TAN)
• Supported TAN processes: iTAN, manual chipTAN, chipTAN comfort (optical), smartTAN +, sm @ rtTAN optic, one-step process, SecureTAN, pushTAN. Additionally on the tablet: smsTAN, mTAN

SECURITY

• Sparkasse communicates with the banks via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking
• All data is encrypted
• Access is protected by a password of your choice and optionally by fingerprint
• The autolock function automatically locks the app after a short period of time. If you lose your smartphone / tablet, your finances are as secure as possible
• The TÜV confirms these highest safety standards every year

REAR
1) Only bank accounts of German savings banks and banks are supported
3) Time delays of one day are possible when updating the account
4) The PIN to be entered is not the personal identification number of your EC card. It is the PIN that you use for online banking on the Sparkasse or bank website
5) The background update for the app must be active for trouble-free operation
6) The use of individual functions can result in costs for the bank. Please inquire whether and to what extent these may be passed on to you
7) By purchasing / using the app, you fully acknowledge the conditions of the end user license agreement of our development partner, Star Finanz GmbH: https://cdn.starfinanz.de/index.php?id=icense-android. Be sure to read them before buying.
8) Required rights: Access to the contacts for giropay | Kwitt, camera access for photo transfer
9) For security reasons, we cannot offer the app for devices with manipulation software, e.g. Xposed Framework

*) Some functions are only available if your institute supports them. Regulatory requirements generally provide for a TAN to be entered. Intelligent security systems at your Sparkasse enable your giropay | Kwitt transfers remain largely TAN-free.